I recently bout this Carbon wallet for my husband. His doctor told him that a lot of men develope back problems due to always carring a wallet in their back pocket. So I wanted something that was practical but that could serve the purpose of holding money and some cards. It comes with a cash clip and a special tool to tighten up the screws in case they get loose. At the point of opening it, nothing need to be adjusted but he will hold on to the tools just in case it is needed over time. So far the quality is amazing. He is using it everyday and usually carries carry roughly 8 cards in it, including his ID. It is very durable and fits in your pocket nicely. It has an amazing luxury exterior. Because its Carbon, we expect that it will hold up well and dont expect it to scratch up much at all. Due to it being carbon it is very light and highly durable. He said he really loves it and said it is definatly worth the money.